Personal Investment Scheme

  • A designated investment scheme for individuals; a sort of target savings account.
  • A Pool of funds which is invested largely in long tenured debt instruments such as Bonds, Treasury Bill and Equities.
  • With minimum investable amount starting from N50, 000.00 and above
  • with an option of multiple contributions after initial deposit to boost your total return on investments (ROI).
  • The Personal Investment Scheme aims to achieve attractive long term returns by investing in a diversified portfolio of Bonds, Treasury bills, and Equities, whilst maintaining liquidity and preserving capital
  • Its tailored to achieve a reasonable level of current income and maximum stability and preservation of the capital invested.
  • Lock in period – minimum tenor: 180 days
  • Minimum Yield – average banks’ deposit rate.
  • Bi-monthly notifications
  • The Scheme offers investors efficient exposure to a basket of high yield government and corporate debt instruments which boost of a combination of interest income and capital appreciation that maximizes investment returns
  • Investment in a diversified portfolio of high quality fixed income and debt securities as well as a portion in money market instruments.
  • It provides an opportunity to save towards specific projects such as Building project, Vehicle Purchase, Family Vacation and others.
  • Opportunity to earn guaranteed investments returns in blue chip firms and government institutions.
  • Tenor is targeted to coincide with the time of the project
  • Professional management of the funds to meet intended project.