FCSL Finance Company Limited, formerly Finance and Commercial Services Limited, was incorporated to do business in Nigeria on August 25, 1989 as a non- bank Financial Institution. In 1992, the Company was licensed by the Central Bank of Nigeria (CBN) to provide financial and investment services to the Nigerian business public.

The decision to establish FCSL Finance Co. Ltd was motivated by the series of reforms the economy went through in the recent past, most especially those that took place in the late eighties. The highlight of this reform process was the deregulation of the Nigerian economy which saw the Federal Government handing off control of the key sectors of the economy, including the finance industry. The result of this is an expansion in the scope and size of the Nation’s financial market, with new players and institutions coming on board. Although this development has generated more competition among operators, it has also brought, in its wake, a more innovative and robust financial market that is gradually increasing its stake within the global economic scene.

At FCSL Finance Co., our principal focus is to take advantage of the present and emerging opportunities brought about by the deregulation and democratization reforms going on in the Nigerian economy through the creation of a wide range of products that will appeal to our target audience.

Essentially, our operational philosophy is founded on the need to render efficient and quality services that will not only ensure that we guarantee our clients maximum satisfaction, but also achieve and sustain a mutually beneficial and enduring relationship with them.

It is for this reason that our products and services are developed first to study and understand our clients’ business potentials and problems, inside out. This allows us to envision the clients, solve their problems and bring opportunities that might otherwise not have been realized. Our products are designed to enable our clients take advantage of the various potentials that abound in the market.


To be an enduring and resilient financial institution with global capabilities and a reputation for expertise in finance and wealth management.


To create and preserve wealth, and generate sustained value for our stakeholders by providing customized, world-class financial services and building a legacy institution.



P – Professionalism

I – Integrity

E – Expertise

R – Responsibility

S – Service


FCSL’s target market, in the main, are medium-sized companies operating principally within the following industrial segments of the Nigerian economy:

  • Petroleum
  • Manufacturing
  • Banking & Finance Services
  • General Trading/Contracting
  • Property Development & management
  • Commodities Trading/Exports
  • Investments/Funds Management

FCSL is however not restricted to the above segments, as we continuously seek out profitable opportunities in other sectors. From time to time, we carryout a comprehensive review of our operations with a view to incorporating new areas of opportunities within the Nigerian business environment into our programmes and operations.



We are a member of the FCSL family. Our affiliation with F & C Securities Limited, a leading operator in the capital market, provides an opportunity for additional finance leverage in terms of margin trading.


We have been actively present in the Nigerian money market for over 2 decades. Our track record is long and consistent in such important activities as project finance, LPO financing from  major conglomerates and SMEs, partnership with government to bridge funding gap and fund management.


Regardless of the location of our clients, FCSL is always available to execute our clients’ mandate and enhance their wealth.


High Net-worth Individuals, Banks, Insurance Companies, Pension Funds, Trust Companies, Discount Houses, Manufacturing Companies, Stockbroking Firms.